5 Tips to help control your food bill
How often do you find yourself thinking “My food bill is getting more expensive every month”
Next to “I can’t save money right now” this would have to be the next most common statement I hear from people I talk to when it comes to guiding them through simple steps to improve their money mindset.
While everyone I have worked with have fixed both, in this article I want to focus on fixing the food bill rollercoaster.
Here’s five things you can adopt that can help you when it comes to controlling the food bill.
These are foundations my wife and I have built into our disciplines that have protected us from blowing out the food bill for several years now.
Why won't the bank lend me money?
If I had a dollar for every time I have been asked this question I could probably be a bank myself.
“I earn good money”, "I have a good deposit” and even “My mortgage payments would be less that what I pay in rent” are probably the most common statements people voice when they are asking me this question.
And even though lenders may differ in their processes, they all have a requirement to meet their responsibilities under the ‘Responsible Lending Code’.
So imagine yourself in this situation
You are relaxing at home one Sunday evening when there’s a knock on the door. Upon opening the door, you are greeted by...
10 Simple Money Saving Tips
Below are my top 10 Money Saving Tips from my coaching library.
Choose the best money saving tips that you are comfortable to apply and start saving money now
Check them out and have a go at applying 1 or 2 (or more if you choose) and enjoy the satisfaction that accompanies the ability to save money and keep it.
Why you need to start a 'Rainy Day Fund'
If you already have a rainy day fund then well done, you probably don't need to read on however if you don't yet have one or your just starting to think about building one, I want to share with you today the 3 main reasons I believe it is vital everyone starts building one as soon as possible.
Why is it more important now more than ever to get started
And don't panic if you know you should have one but don't know how to get started, I will give you a simple process you can use to
The Pro’s and Con’s of Afterpay
Afterpay, it’s everywhere, take the goods now and just make 4 easy payments, it's that simple.
With the rise in BNPL (Buy Now, Pay Later) services an increasing number of clients are asking me if these options are a good idea.
My advice is always the same, if you have cash, pay cash, it may only be a few weeks of payments but none of us have crystal balls and we can all recall hindsight moments in life. It doesn't take much to upset the best of plans so cash will always rule.
Like every tool it is important to understand whether it is helping you or possibly creating problems for you in the future.
Let's take a look at the Pros and Cons of using BNPL services
Transferring Credit Card Debt
Does transferring credit card debt work for everyone? In this article I cover 5 things you should take into account before jumping on in and transferring credit card debt.
Your actions leave a financial fingerprint so consider transferring any credit card balance carefully.
Mortgage approval tips for ‘First home buyers’
For some lenders it is no longer just about whether you can afford the repayment, it’s also a question of whether they want you as their customer or would prefer one of the other applicants.
Brokers often refer clients to me who have initially been declined and the reasons can seem quite silly not to mention add unnecessary stress to the buying process.
Here's 5 simply things you could do now in preparation of submitting an application in the future.