Financially healthy is more than simply balancing what comes in with what goes out.

Debt compromises your ability to save and meet unexpected expenses.

Get yourself to far into debt and you risk not having the means to meet your essentials, your indebtedness then spirals as you borrow further to survive.

Check out where you are on the debt scale. Grab some tips on how to better position yourself for those unexpected expenses.

Enter your income and debt commitment details below then click ‘Calculate’ for your personal rating.

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Had enough of having no money left over each month?

You are not alone – but it doesn’t have to stay that way

This guide will start you on the track of fixing it so you have money left over for the things you really want.